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Call or text your phone immediately (someone may answer)
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Use your platform's built-in device finder:
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iPhone: Find My app or iCloud.com/find (mark as Lost Mode)
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Android: Find My Device (google.com/android/find) (lock and erase remotely if needed)
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Contact your mobile carrier to suspend service (prevents unauthorized calls/SMS)
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Change passwords for critical accounts (email, banking, social media) immediately
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File a police report (needed for insurance and for tracking IMEI)
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File an insurance claim (if you have device insurance or credit card protection)
Prep today: Enable device tracking, note down your IMEI number (dial *#06#), set a lock screen contact number (e.g., "If found, call..."), and back up your data regularly.